Bank statement · UKVI · Home Office
Bank statement translation, certified for UKVI applications, within 24 hours for 1-3 pages.
£39.99 / page. Within 24 hours for 1-3 pages. prepared to UKVI Para 39B.
We translate overseas bank statements and financial-evidence packs for UKVI Appendix FM, ILR, Student Route maintenance funds, UK mortgages and HMRC submissions. Every translation comes with a signed Statement of Accuracy on the Home Office Para 39B standard.
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- 24 hours for 1-3 pages
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- Delivery
- Within 24 hours (1–3 pages)
- Prioritise (12h)
- £59.99 per page
- Handwritten page
- +£9.99
- Hard copy by post
- +£19.99 (abroad +£29.99)
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When You Need a Certified Bank Statement Translation in the UK
A foreign bank statement issued in a language other than English or Welsh must be accompanied by a certified translation whenever a UK authority, lender or regulator reads it as evidence of income, savings or transaction history. The receiving body reads the translation as the working document; a partial or paraphrased translation is treated as unusable evidence. Common contexts:
- Appendix FM spouse and partner visas: from 11 April 2024, the financial requirement moved to £29,000. Where the sponsor relies on cash savings, the six-month set must show funds at or above the required threshold on every page.
- Student Route maintenance funds (Appendix Finance): 28 consecutive days of statements showing course fees plus the required living-cost allowance, ending no more than 31 days before the visa application.
- Visitor visa financial evidence: the applicant's own funds and any sponsor contributions are read from the translated bank statement pack.
- ILR and British citizenship applications: continuous residence and financial stability are cross-referenced through the translated statement set.
- UK mortgage applications with overseas income or savings: high-street and specialist lenders reading an overseas account require every page in English before affordability underwriting.
- HMRC and Self Assessment filings: overseas income, foreign-tax credits and remittance-basis claims are read against the translated statements.
- Financial-hardship and benefit applications: DWP and local-authority financial-assessment teams read the translation to establish means.
What Your Certified Translation Contains
Every certified bank statement translation we issue carries the four elements the Home Office looks for under Paragraph 39B of the Immigration Rules, on the same page as the translated text:
- Statement of accuracy confirming the translation is a complete and accurate rendering of the source.
- Date of translation so the caseworker or underwriter sees the file is current.
- Translator's full name and signature.
- Contact details for verification.
Notarisation is not required for UKVI, by UK mortgage lenders or by HMRC. A certified translation on the Para 39B standard is the evidential floor.
Six-Month Set Formatting for UKVI
Under Appendix FM 1.7 the sponsor's statements must show six consecutive months of activity ending no more than 28 days before the visa application. Every page must be translated: running balance, salary credits, transactions above the maintenance floor and the account-holder identifier all need to be readable in English. We keep the source page structure: opening balance line, transaction ledger in the source column layout, closing balance line. Where a bank uses a table format, we reproduce the same rows and columns rather than reflowing the content as prose. Currency figures are preserved in the source currency with an English gloss; we do not convert unilaterally, because a converted number can later be disputed at a different rate and can weaken the maintenance-funds evidence.
Common Reasons Translations Get Queried
- Selective translation: applicants who translate only some pages of the required set fail the maintenance-funds test even where the underlying account is strong.
- Untranslated bank stamps or header blocks: the stamp and header carry the bank's identity and the account-holder identifier. Without them, the pages read as loose ledger extracts.
- Reflowed transaction tables: reformatting the ledger as prose loses the running-balance line UKVI reads across.
- Unilateral currency conversion: converting rouble, hryvnia or rand figures to sterling on the translation weakens the file, because the caseworker cannot cross-check the conversion rate on the translation date.
- Missing month in a six-month set: a broken sequence resets the finance clock under Appendix FM and Appendix Finance.
Turnaround by Document Length
Standard delivery windows for bank statement translations, from receipt of clear PDFs:
- 1 to 3 pages (1-month statement): 24 hours.
- 4 to 6 pages (2-month set): 36 hours.
- 7 to 10 pages (short 6-month set for a single account): 48 hours.
- 11 pages and above or a full 6-month set across multiple accounts: confirmed individually with a delivery window.
Fixed price
Pricing
| Bank Statement Translation | £39.99/page |
| 1-month statement (2 pages) | £79.98 |
| 6-month set (12 pages avg.) | £479.88 |
| Prioritised (12-hour aim) | £59.99 / page |
| Handwriting +£9.99/page | +£9.99/page |
| Hard copy +£19.99 flat | +£19.99 flat |
Fixed price. Quote quickly.
How to order
How to Order
Send your statements
Email clear PDFs of every page in the set to contact@tatkowski.co.uk, or send them on WhatsApp to +44 7752 154028. Include the intended use (Appendix FM, Student Route Appendix Finance, UK mortgage, HMRC) and the filing deadline if you have one.
Fixed quote quickly
We count the pages, confirm the delivery window and send a fixed price. No card required to get the quote, no obligation to proceed.
Certified translation
A translator for your language pair works to the source layout. Running balance, salary credits and transactions are all preserved page-for-page.
Delivered as a print-ready PDF
Signed Statement of Accuracy, ready to upload to the UKVI portal, forward to a mortgage underwriter or submit to HMRC. Hard copy by post on request.
Questions
Frequently Asked Questions
Why do I need a bank statement translation for UKVI?
UKVI requires certified translations of financial documents when they are not in English, including bank statements, payslips and employer letters. This applies to Appendix FM spouse and partner visas, the Student Route maintenance-funds test under Appendix Finance, visitor visa financial evidence, and ILR applications relying on continuous financial stability.
How much does bank statement translation cost?
£39.99 per page for standard delivery. A standard bank statement is typically 1 to 3 pages per month. A full six-month set often runs to 12 pages, which is £479.88 at the standard rate. Handwriting adds £9.99 per page and a posted hard copy is £19.99 flat.
How long does bank statement translation take?
Standard delivery is 24 hours for 1 to 3 pages, 36 hours for 4 to 6 pages, and 48 hours for 7 to 10 pages. If you need it sooner, Prioritise for £59.99 per page and it is within 12 hours.
How many months of statements do I need translated?
For Appendix FM spouse and partner visas, six consecutive months ending no more than 28 days before the application. For the Student Route Appendix Finance test, 28 consecutive days ending no more than 31 days before the application. Every page in the required set must be translated.
Do you convert overseas currency to sterling on the translation?
No. The source currency figure is preserved and an English gloss is added alongside. We do not convert figures unilaterally, because a converted number can later be disputed at a different rate. UKVI and mortgage underwriters read the source figure and apply their own reference rate on the date of the decision.
Do I need to translate every page of the statement?
Yes. Selective translation of a bank statement is treated as unusable evidence by UKVI, and mortgage underwriters read the translated set through to closing balance before signing off on affordability. A missing page in the required six-month set resets the finance clock.
What do UK mortgage lenders need?
UK high-street and specialist lenders reading overseas accounts require every page in English before affordability underwriting. Check your lender's translation requirements.
What if my bank issues statements in a table format?
We reproduce the source's row-and-column layout on the translation rather than reflowing the content as prose. Running balance, transaction ledger, opening balance and closing balance all sit in the same positions as on the source, so the caseworker or underwriter reads the pages the way the bank issued them.
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